The best home financing solution in the SF Bay Area
JVM Lending's mortgage advisors are experts when it comes to every type of home financing.
- First-Time Homebuyers
- Jumbo Loans
- VA Loans
- Investment Financing
- FHA Loans
- Bridge Loans
Alternative Financing: Bank Statement, DSCR and Hard Money Loans
How I've experienced homebuying success with JVM Lending:
Fully underwritten pre-approvals – help get your offers accepted!
Airtight pre-approvals impress sellers and listing agents; they know your transaction will close on time with JVM behind you – making it more likely they’ll accept your offer.
JVM will call the listing agent every time you make an offer to tout your strengths - further improving your odds of acceptance.
Local mortgage experts with a stellar reputation
Established in 2006, JVM is renowned as the go-to mortgage lender in the Bay Area. JVM’s reputation makes it more likely that your offers will get accepted with a JVM pre-approval letter.
JVM’s expertise includes bridge loans, jumbo loans, conforming loans, FHA loans, VA loans, and every type of alternative financing for buyers who don’t quite fit into the traditional financing box.
Low rates - because they don't have loan officers making commissions
JVM quotes direct from the “secondary mortgage market” with no loan officer commissions, no branch margin, and no corporate margin built in. No loan officer can make that claim.
Even better, JVM offers special pricing for clients of the Renee White Team!
Bridge loans allow you to buy before you sell
JVM is the bridge loan expert! Ask them about all of their available bridge financing options.
Bridge loans are perfect for anyone who wants to buy a new home before selling their current home - to avoid the hassle of moving twice while still allowing you to use the equity in your current home to purchase your new home!
“JVM’s extraordinary closing speed, as fast as 14 days, and stellar reputation get my offers accepted over other offers time and again, while JVM’s low rates and extraordinary service levels get rave reviews time and again.”
Getting Started
Fill out your loan application
Your loan application gives us the basic information we need upon to begin your pre-approval.
Upload your documents
In your loan application you’ll upload:
- Recent pay stubs
- Current banking records
- Two years of tax documents
- Current government ID
We analyze your info
We analyze everything you submitted in your loan application along with any documents you uploaded - ultimately detirmining how much you can afford.
You’re pre-approved!
Your loan application gives us the basic information we need upon to begin your pre-approval.
Why should you get pre-approved?
Get fully pre-underwritten
Fully underwritten pre-approvals make your offers much stronger and more likely to be accepted, and they eliminate potential issues down the road – that could cost you your earnest money deposit!
Improve your chances for success
Sellers heavily favor offers that come with a strong pre-approval letter from a reputable lender – making it far more likely that your offer will be the winning offer.
Focus your home search
Pre-approvals help you focus your home search to neighborhoods within your qualification and comfort range. Avoid the time-waste and disappointment that can come from looking at homes in the wrong price range.
It's an absolute necessity
Most sellers will not even entertain offers that are not accompanied with a pre-approval letter. A strong pre-approval letter indicates your seriousness, and that you’re ready and able to close quickly and on time.
