The best home financing solution in the SF Bay Area
JVM Lending's mortgage advisors are experts when it comes to every type of home financing.
- ✅ First-Time Homebuyers
- ✅ Jumbo Loans
- ✅ Investment Financing
- ✅ VA Loans
- ✅ FHA Loans
- ✅ Refinancing
✅ Alternative Financing: Bank Statement, DSCR and Hard Money Loans
How I've experienced homebuying success with JVM Lending:
Fully underwritten pre-approvals – Getting offers accepted
JVM provides fully underwritten pre-approvals that make your offers much stronger and eliminate all potential roadblocks down the road – making the entire financing process smooth sailing. Even better, when you submit an offer, JVM will call the listing agent to tout the strength of your pre-approval, which further increases the odds that sellers will accept your offer over all of the others.
Local mortgage experts
Established in 2006, JVM has established itself as the go-to mortgage provider in the Bay Area when it comes to any type of mortgage financing – whether it be jumbo, conforming, FHA, investment, first time homebuyer, or alternative financing for buyers who don’t quite fit into the traditional financing box. Equally important, JVM’s stellar reputation is well known throughout the real estate community, making it more likely that listing agents will accept a JVM financed offer over others.
Fast AND easy
Whether you are looking for lightning-fast response times, weekend availability, or a very fast close in order to get your offer accepted over the competition, JVM can accommodate all of your needs and make the entire process seem simple and easy. Simple, fast and easy aren’t the only adjectives for JVM though, as JVM’s expert Client Advisors are renowned for their friendly dispositions and are happy to answer all of your questions – no matter how fast (or slow) you might want to move.
“JVM’s extraordinary closing speed, as fast as 14 days, and stellar reputation get my offers accepted over other offers time and again, while JVM’s low rates and extraordinary service levels get rave reviews time and again.”
Getting Started
Fill out your loan application
Your loan application gives us the basic information we need upon to begin your pre-approval.
Upload your documents
In your loan application you’ll upload:
- Recent pay stubs
- Current banking records
- Two years of tax documents
- Current government ID
We analyze your info
We analyze everything you submitted in your loan application along with any documents you uploaded - ultimately detirmining how much you can afford.
You’re pre-approved!
Your loan application gives us the basic information we need upon to begin your pre-approval.
Why should you get pre-approved?
Get fully pre-underwritten
Fully underwritten pre-approvals make your offers much stronger and more likely to be accepted, and they eliminate potential issues down the road – that could cost you your earnest money deposit!
Improve your chances for success
Sellers heavily favor offers that come with a strong pre-approval letter from a reputable lender – making it far more likely that your offer will be the winning offer.
Focus your home search
Pre-approvals help you focus your home search to neighborhoods within your qualification and comfort range. Avoid the time-waste and disappointment that can come from looking at homes in the wrong price range.
It's an absolute necessity
Most sellers will not even entertain offers that are not accompanied with a pre-approval letter. A strong pre-approval letter indicates your seriousness, and that you’re ready and able to close quickly and on time.
